How Business Funding Works
We simplify the commercial finance journey. From your initial 2-minute enquiry through to lender matching and payout, our UK specialists guide your business every step of the way.
Your Route to Business Funding in Four Simple Steps
We have streamlined the enquiry journey so you can focus on running your business while our UK specialists connect you with suitable lenders.
Tell Us About Your Business
Complete our quick online enquiry form or speak with a funding specialist. Provide basic details about your average revenue, trading history, and funding goal.
Discuss Suitable Options
A dedicated UK finance specialist reviews your requirements and identifies viable alternative finance solutions from our network of participating lenders.
Review Available Lender Offers
Receive transparent terms, repayment schedules, and cost summaries from matched lenders. You evaluate and choose the package that aligns with your strategy.
Complete Funding with Lender
Once you accept the lender's offer, you finalise standard compliance checks directly with the lender to receive funds into your UK business bank account.
Simple Documentation Requirements
Unlike banks demanding multi-year business plans, alternative UK funders require minimal paperwork.
3 to 6 Months Bank Records
Provide digital statements or connect via Open Banking to verify operational turnover, recurring cash receipts, and supplier outflows.
Merchant Terminal Receipts
For Merchant Cash Advance applications, 3 to 6 months of card processing batches from Dojo, Worldpay, Barclaycard, Clover, Square, or Stripe.
You Are Never Left Guessing What Happens Next
From the moment your enquiry is submitted, a dedicated UK commercial broker evaluates your file, liaises with matching funders, and negotiates terms on your behalf.
Ready to Explore Your Business Funding Options?
Speak with Merchant Business Advance about finance solutions that may suit your business.
Free no-obligation enquiry • Soft search check • Direct UK specialist advice